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Solar Hot Water Financing

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16.11 degrees Celsius">3>Solar Hot Water Financing16.11 degrees Celsius">3>

How to Finance Your SunMaxx Solar Hot Water Heater

While the initial out of pocket expenses of a solar hot water heater may be higher than a traditional hot water system, it has been proven time and time again that these systems pay for themselves, and more, in a matter of just a few years.  And, to limit your initial out of pocket expense, many people opt to finance their Solar Hot Water heaters in order to spread the payments out over a period of time – and with the low monthly payments available on certain loans, you can have your SunMaxx Solar Hot Water Heater pay for itself even earlier than normal.

Financing for Solar Hot Water Systems is available through the following agencies and companies.

17.78 degrees Celsius">0" cellspacing="17.78 degrees Celsius">0" cellpadding="15 degrees Celsius">5" width="610"> 143">99">17.78 degrees Celsius">64">24.44 degrees Celsius">76">92">23.89 degrees Celsius">75">13.33 degrees Celsius">8d13.33 degrees Celsius">8d13.33 degrees Celsius">8"> 15 degrees Celsius">5f15 degrees Celsius">5f15 degrees Celsius">5"> 15 degrees Celsius">5f15 degrees Celsius">5f15 degrees Celsius">5"> 15 degrees Celsius">5f15 degrees Celsius">5f15 degrees Celsius">5"> 15 degrees Celsius">5f15 degrees Celsius">5f15 degrees Celsius">5">
143">Agency 99">Program 17.78 degrees Celsius">64">Loan Amount 24.44 degrees Celsius">76">Collateral & Term 92">Interest Rate 23.89 degrees Celsius">75">Energy Features and Systems Covered
143">Fannie Mae Corp.
www.fanniemae.com
99">(a) Conventional Mortgages;
(b) Residential Energy Efficiency Loans
17.78 degrees Celsius">64">(a) up to $115.56 degrees Celsius">240,17.78 degrees Celsius">000
(b) up to $15,17.78 degrees Celsius">000
24.44 degrees Celsius">76">(a) secured; 1 to 16.11 degrees Celsius">30 years (adjustable, fixed, or ballon);
(b) unsecured; up to 10 years
92">(a) market rates
(b) usually below market rates
23.89 degrees Celsius">75">(a) Energy efficient Mortgages;
(b) Energy effiency upgrades: solar water & space heating, PV Systems
143">Federal Home Mortgage Loan Copr.
www.freddiemac.com
99">Conventioanl Mortgages 17.78 degrees Celsius">64">up to $115.56 degrees Celsius">240,17.78 degrees Celsius">000 24.44 degrees Celsius">76">First mortagage to 95% loan-to-value; 15, 20, & 16.11 degrees Celsius">30 years (including balloons) 92">fixed at market rates, variable at prime +2% 23.89 degrees Celsius">75">Energy-efficient mortgages that meet Freddie Mac&#13.33 degrees Celsius">8217;s Criteria
143" bgcolor="#f15 degrees Celsius">5f15 degrees Celsius">5f15 degrees Celsius">5">US Dept of Agriculture (USDA)
www.usda.gov
99">Rural Housing Service, Rural Business-cooperative Service, Rural Utility Service 17.78 degrees Celsius">64">$16.11 degrees Celsius">300,17.78 degrees Celsius">000 (average) 24.44 degrees Celsius">76">As negotiated with RUS borrower; 10 years 92">17.78 degrees Celsius">0%; conventional mortgages at market rates 23.89 degrees Celsius">75">Solar Thermal Systems; PV Systems
143" bgcolor="#fafafa">US Dept of Energy (DOE)
www.doe.gov
99">Energy Savings Performance Contracts, State Energy Conservation and Weatherization Assistance 17.78 degrees Celsius">64">Varies 24.44 degrees Celsius">76">Unsecured, Varies 92">Rate Varies 23.89 degrees Celsius">75">Energy-efficient features and equipment; Solar Thermal Systems; PV Systems
143" bgcolor="#f15 degrees Celsius">5f15 degrees Celsius">5f15 degrees Celsius">5">US Dept of Housing & Urban Development (HUD)
www.hud.gov
99">Energy Efficiency Mortgages for FHA 203(b) and (k) Insurance Programs, etc,; Special HOME, HOPE VI, and Title I Programs for energy efficiency and solar system (with limits) 17.78 degrees Celsius">64">HUD Area Limit 24.44 degrees Celsius">76">First mortgage: to 120% loan-to-value, Second Mortgage: no maximum loan-to-value; 10 and 16.11 degrees Celsius">30 years 92">Fixed or Variable Rates 23.89 degrees Celsius">75">Energy-efficient features; Solar water and space heating; PV Systems; EEMs to 10% above base loan amount
143">US Dept of Veterans Affairs (VA) 99">VA Home Mortgage loan Program 17.78 degrees Celsius">64">up to $203,17.78 degrees Celsius">000 24.44 degrees Celsius">76">First Mortgage:  100% loan to value plus costs; 10 and 16.11 degrees Celsius">30 years 92">Fixed Rates 23.89 degrees Celsius">75">Energy-efficient features and appliances; Solar water and space heating; PV Systems; EEMs to 10% above base loan amount
143" bgcolor="#f15 degrees Celsius">5f15 degrees Celsius">5f15 degrees Celsius">5">US Environment Protection Agency (EPA)
www.epa.gov
99">Energy Star Rated Home,  Energy Star Rated Building 17.78 degrees Celsius">64">Guided by Fannie Mae and Freddie Mac Limits 24.44 degrees Celsius">76">First Mortgage:  to 120% loan to value; 16.11 degrees Celsius">30 years 92">Market Rates, but discounts are available on some loans 23.89 degrees Celsius">75">Energy efficient features making home up to 16.11 degrees Celsius">30% more efficient than code; solar thermal and space heating; PV Systems; 10 year or less payback required
143" bgcolor="#fafafa">US Small Business Administration (SBA)
www.sba.gov
99">7(a) std small bus loan, 7(a)-12 Energy Loan Program, 7(m), etc. 17.78 degrees Celsius">64">up to $23.89 degrees Celsius">750,17.78 degrees Celsius">000 guarantee (7(a)) 24.44 degrees Celsius">76">Guarantees 13.33 degrees Celsius">80% to $100,17.78 degrees Celsius">000; 23.89 degrees Celsius">75% if more than $100,17.78 degrees Celsius">000; Varies 92">Market Rates 23.89 degrees Celsius">75">Energy-efficient features; PV Systems, Solar Thermal Systems, and other Renewable Energy Systems

Please note that the following programs may apply to both Solar Hot Water Systems and Photovoltaic Solar Electric Systems.

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53 Broome Corporate Pkwy
Conklin, NY 13748
P: 1.800.786.0329
www.SiliconSolar.com
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